One of the popular services I offer is Financial Organizing. As part of the service I provide a neat little spreadsheet I developed that I call the Neat Living Money Master. It's almost perfect enough to offer to the public but not yet. I'm putting in lots of instructions and trying to make it as user friendly as possible before I put it out there. In the meantime, I found this great post over at the ever awesome Zen Habits blog with links a wide array of FREE tools for organizing your finances.
I use Quickbooks Simple Start (see my review of this here), Excel, PayPal, Credit Cards & online banking. I mention Credit Cards because we put ALL personal expenses on one card and business on another and track them regularly online. And we pay them in full every month. We have a monthly credit card spending limit and that works great for us. Easy too! We also juggle 0% credit card offers which have helped us pay off half of our home improvement loan in the last 3 years without paying any interest at all. We've saved nearly $4000 since the interest was well over $100 per month. All that money went to reduce the principal balance instead!
Related Neat Living Posts:
My Favorite Frugal Living Blog: Frugal for Life
What tools & strategies do you use to keep your spending under control?
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